5 Biggest Home Insurance Mistakes

Here are some common mistakes:
-Thinking flood & earthquake is covered (it’s not usually included)
-Not insuring for high enough coverage on a total loss
-Not listing jewelry/collections/hunting/sporting items (there are limits without listing)
-Thinking classic cars are covered in the garage (they need their own policy)
-Thinking maintenance items are covered (think continuous water seepage)
-Not having enough liability coverage 
-Renting out your home (or Airbnb) without telling the insurance company
-Not updating coverage after renovations or finishing a basement
-Assuming everything (home/detached structures/contents) is automatically replacement cost
-Leaving a home vacant prior to a major remodel or selling

These mistakes can cost tens of thousands in a claim.

We like to help homeowners review their coverage. Give us a call today!