Most people don’t realize what their insurance actually covers until it’s too late.
At Infanger Insurance, we want to help Idaho Falls families and businesses understand their coverage before a claim happens.
Here are a few real-world examples:

• If someone borrows your car and crashes it → your insurance is typically primary
• If your house has a continuous leak → It's usually considered maintenance and not covered
• If wind blows dirt into your home → Coverage depends on how the policy is written and how it got inside the home
• If you have a fire → That's typically covered, you want to make sure how much 'loss of use' coverage you have for unexpected expenses from being out of your home
• If your dog bites someone → Liability coverage may apply (make sure to tell us what breed of dog you have, as certain breeds can be excluded)
• If you have a flood → You need to have flood insurance for there to be coverage
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The problem isn’t just having insurance—it’s understanding it.
We want to review policies line-by-line with you, so there are no surprises. Holler at us today with questions!

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