Most people don’t realize what their insurance actually covers until it’s too late.
At Infanger Insurance, we want to help Idaho Falls families and businesses understand their coverage before a claim happens.
Here are a few real-world examples:

• If someone borrows your car and crashes it → your insurance is typically primary
• If your house has a continuous leak → It's usually considered maintenance and not covered
• If wind blows dirt into your home → Coverage depends on how the policy is written and how it got inside the home
• If you have a fire → That's typically covered, you want to make sure how much 'loss of use' coverage you have for unexpected expenses from being out of your home
• If your dog bites someone → Liability coverage may apply (make sure to tell us what breed of dog you have, as certain breeds can be excluded)
• If you have a flood → You need to have flood insurance for there to be coverage
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The problem isn’t just having insurance—it’s understanding it.
We want to review policies line-by-line with you, so there are no surprises. Holler at us today with questions!

​Your home is probably the most significant investment that you’ll make in your life. The objective of getting home insurance is to protect it. However, it shouldn’t be that expensive when it comes to obtaining a plan. You can check the following tips to help you shop for a home insurance plan. 

​We often have a tight budget when talking about monthly bills; add up the premium home insurance that we are paying and it will inevitably cause us stress! Therefore, today is the right time to know the primary reasons for the increase in the home insurance policy. This way, we can be proactive to avoid it.

Recent innovations in technology have made our homes safer, more comfortable, and accessible. And the emergence of 5G means even more exciting changes are on the horizon. Here are five future home technologies we’ll be seeing soon.

​If you own a house, one of the most important responsibilities that come with it is maintenance. To effectively maintain your house, you need to get a homeowner’s insurance.

The premiums for insurance vary in many cases. It can depend upon the location of your house or the number of years it has been.  But usually, homeowners pay an insurance premium of $1,200 a year. For some, it may seem somehow like a burden. The only way to make yourself feel better is the proverbial thought of how insurance works if something unexpected happens to your property. It is probably your most valuable investment so far. 

So how do we save up on home insurance costs for 2020? Here are some pointers to ponder:

​A home insurance policy should not be mistaken as merely a luxury since it is, in fact, more of a necessity. It does not only protect your house or your possessions against damage or even theft. If you think through it, getting insurance for your house allows you to get full coverage or fair value for your property.