Here are some common mistakes:
-Thinking flood & earthquake is covered (it’s not usually included)
-Not insuring for high enough coverage on a total loss
-Not listing jewelry/collections/hunting/sporting items (there are limits without listing)
-Thinking classic cars are covered in the garage (they need their own policy)
-Thinking maintenance items are covered (think continuous water seepage)
-Not having enough liability coverage 
-Renting out your home (or Airbnb) without telling the insurance company
-Not updating coverage after renovations or finishing a basement
-Assuming everything (home/detached structures/contents) is automatically replacement cost
-Leaving a home vacant prior to a major remodel or selling

These mistakes can cost tens of thousands in a claim.

We like to help homeowners review their coverage. Give us a call today!

​When the rainy season comes in, flooding will probably follow. If it happens in your home, it can damage most of your properties, such as expensive possessions, appliances, and essential documents. While you can’t stop floods from happening, there are many ways to prevent or minimize damage.

​After you’ve encountered a flood, remove carpets, upholstered furniture, and stuffed animals that have been under contaminated flood water. Thoroughly drying out areas that were deeply flooded can help avoid mold growth. Appropriate cleaning can help you from getting infected with diseases and illnesses from viruses and bacteria.