Infanger Insurance Blog
If you maintain open communication with your employees, it will be easier to relay information to them. One of the things that you should communicate to them should be workers' comp benefits. Usually, workers' compensation insurance claims bring a lot of stress to the business owner. It would help if you had a better understanding of workers' comp principles. Here's how to tell your employees about it.
Offer Informational Brochures
Prepare a brochure regarding the benefits of workers’ compensation insurance. If you have a new employee, include this brochure in your employment packet. Make sure that the brochure gives a detailed explanation of the claims process as well as the procedure. However, make sure to outline also when the employee cannot use workers’ compensation insurance.
Conduct Regular Safety Training
Make sure that you hold regular sessions for safety training for your employees. Deal with topics such as the prevention of workplace injuries. If you try to reinforce this protocol, you can actually prevent the outcomes of an accident. Also, have a lecture on self-diagnosis or the detection of early symptoms of certain conditions.
Foster Formal and Informal Communication
Give your employees easy access to all the workers’ compensation information and instructions that they need. Appoint a person like the HR in handling all communication and inquiries regarding claims. Also, make sure to give your employees a call or a get-well card. That should help a lot.
Explain the Importance of Prompt Notification
Emphasize to your employees the importance of notifying you or the management promptly. It would help if you did that in case of an injury or illness. Check out the reporting deadlines for every state. More importantly, check yours with your insurance provider. If you wait too long before you report the incident, you may not receive benefits. Make sure that you teach your employees how to fill out online claims application forms in case your insurer needs one.
Some Final Words
Workers' compensation need not be a heated debate between an employer and his employee. The employer should relay information to the employee as soon as the latter is hired. Also, make sure that employees do their part by following the rules. The most important thing is that both employers and employees understand each other and respect the rules that they both need to implement and support.
At Infanger Insurance Inc, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (208) 557-8157. You can also request a free quote by CLICKING HERE.