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Infanger Insurance Inc Blog

Fall Is Coming: Simple Ways to Help Prevent Insurance Claims

9/16/2026

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​It's warm today, but, September in Idaho is a great time to get your home ready for colder weather. A few simple preventative steps now can help avoid expensive water, fire, and property damage later.

*Disconnect Your Garden Hoses & Blow Out Your Sprinklers
This is an easy one to forget! Before freezing temperatures arrive, unscrew garden hoses from your outdoor faucets.

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Back to School

8/17/2026

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Students with backpacks walking into a school building
​Back-to-School Is a Great Time to Review Your Insurance

As summer comes to an end, many Idaho families are getting ready for a new school year. While you're buying school supplies and updating schedules, it's also a smart time to review your insurance.

Here are a few things to consider:

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All the Rage of the E Motorcycle. Is Yours Covered?

7/21/2026

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Thinking About Buying an Electric Motorcycle?

Electric motorcycles are becoming more popular every year. They're quiet, incredibly fast, require less maintenance, and are a blast to ride. Brands like Surron, Talaria, E Ride Pro, Stark Future, Rawrr, Altis, Arctic Leopard, Zero Motorcycles, and LiveWire are showing up on Idaho roads and trails more than ever.

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Do you have the right E Bike coverage?

6/26/2026

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E-Bikes Are More Popular Than Ever—Is Yours Properly Insured?

Electric bikes have exploded in popularity across Idaho. Whether you're commuting, riding local trails, or simply enjoying the outdoors, an e-bike can be a significant investment—many now cost $2,000 to $8,000, or more!

What many riders don't realize is that a standard homeowners or renters policy may not provide the protection they expect.

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Summer Fun Starts with the Right Insurance Coverage

6/16/2026

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Summer in Idaho means road trips, boating, camping, ATV rides, backyard bbq's, and family vacations. While you're making memories, it's also a great time to make sure your insurance coverage is keeping up with your summer activities.

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Why Idaho Families Are Re-Checking Their Insurance in 2026

5/19/2026

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By Infanger Insurance Inc. – Idaho Falls, Idaho

Many Idaho families haven’t reviewed their insurance in years — but rising repair costs, newer vehicles, and changing weather/fire score risks are making policy reviews more important than ever.

Home Insurance Costs Have Increased. Rebuilding a home today often costs far more than people expect. Construction labor, materials, and contractor costs have all increased, which means older policies may no longer provide enough coverage.

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Do I Need an Umbrella Policy?

5/6/2026

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If you have:

• A home
• A vehicle
• Savings, assets, or income worth protecting

You should at least consider an umbrella policy. It can extend on top of your underlying home and auto liability limits to help protect against larger liability claims.

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5 Biggest Home Insurance Mistakes

4/29/2026

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Here are some common mistakes:
  • Thinking flood & earthquake is covered (it’s not usually included)
  • Not insuring for high enough coverage on a total loss
  • Not listing jewelry/collections/hunting/sporting items (there are limits without listing)
  • Thinking classic cars are covered in the garage (they need their own policy)
  • Thinking maintenance items are covered (think continuous water seepage)
  • Not having enough liability coverage 
  • Renting out your home (or Airbnb) without telling the insurance company
  • Not updating coverage after renovations or finishing a basement
  • Assuming everything (home/detached structures/contents) is automatically replacement cost
  • Leaving a home vacant prior to a major remodel or selling

These mistakes can cost tens of thousands in a claim.

We like to help homeowners review their coverage. Give us a call today!
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What Does Insurance Actually Cover?

4/15/2026

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Most people don’t realize what their insurance actually covers until it’s too late.
At Infanger Insurance, we want to help Idaho Falls families and businesses understand their coverage before a claim happens.

Here are a few real-world examples:

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Top Reasons to Get Renter's Insurance

9/8/2020

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One of the biggest advantages of renting the home you live in versus owning it is that you can avoid most of the responsibilities of homeownership.

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